MiCA Regulation Overview
What is MiCA?
The Markets in Crypto-Assets (MiCA) regulation is a comprehensive EU framework that governs digital assets, including tokenized securities.
Key Provisions
- Issuer Requirements: Companies offering crypto-assets must publish a white paper with risk disclosures
- Investor Protection: Right to withdrawal within 14 days, clear information about risks
- Reserve Requirements: Asset-referenced tokens must maintain adequate reserves
- Authorization: Service providers must obtain authorization from national authorities
How EuropaTech Complies
EuropaTech operates under MiCA as a tokenized real estate platform:
- All property tokens are backed by real assets (SPV-held real estate)
- Investment prospectuses are published for each property
- Regular financial audits ensure reserve adequacy
- Annual limit checks (€1,000 for non-qualified investors)
Why It Matters for You
MiCA ensures your tokenized property shares have real legal backing and that the platform meets strict operational standards.