Risk Disclosure Framework

Risk Disclosure Framework

Market Risk

Property values can decline due to economic conditions, local market changes, or demographic shifts. Past performance does not guarantee future returns.

Liquidity Risk

Tokenized shares may not sell immediately on the P2P marketplace. During market downturns, finding buyers at your desired price may take longer.

Regulatory Risk

Changes in EU regulations, tax laws, or local property laws may affect returns or platform operations.

Operational Risk

• Property management issues (vacancies, maintenance costs)
• Platform technology failures (mitigated by redundancy and backups)
• Third-party service provider risks

Currency Risk

EuropaTech operates in EUR. If your home currency differs, exchange rate fluctuations may impact your effective returns.

Concentration Risk

Investing heavily in a single property increases your exposure. Diversification across multiple objects reduces this risk.

Risk Mitigation at EuropaTech

• Professional property management for each SPV
• Regular financial audits and reporting
• Insurance coverage on all properties
• Conservative occupancy projections
• Segregated SPV structure (bankruptcy-remote)